Kotak Mahindra Debit Card PIN is a 4-digit number for keeps your card and bank account safe. You need to generate this PIN before using your debit card for withdrawals at ATM, online shopping and swiping at stores for purchases.

5 Easy Ways for Kotak Mahindra Bank Debit Card PIN Generation

In the following, we have explained five easy ways to generate your Kotak Mahindra Bank Debit Card PIN.

     

    5 Easy Ways for Kotak Debit Card PIN Generation

    You can generate your Kotak Bank debit card PIN using any of these methods:

    • Through ATM
    • Using Kotak Mobile Banking App
    • Through Internet Banking
    • By SMS
    • Through Kotak’s Official Website without net banking

     

    Generation of Kotak Debit Card PIN at ATM

    It is an easiest method. On receiving your debit card you can visit your nearest ATM to generate Kotak debit card PIN. You need to follow the following steps.

    • Visit a nearby Kotak Mahindra Bank ATM.
    • Insert your debit card and select "Set PIN".
    • Now, you will receive an activation code (OTP) on your registered mobile number with bank.
    • Enter the OTP and provide details like your mobile number and date of birth.
    • Now, enter a new 4-digit PIN and confirm it.

    After confirmation, you will get a message that your PIN is successfully set.

     

    Generate Kotak Debit Card PIN via Mobile Banking App

    If you have installed Kotak Mahindra mobile banking app in you mobile phone, then you can generate debit card PIN by follow the following steps. 

    • Open or install the Kotak Mobile Banking App.
    • Log in using your user name and password.
    • Tap on "Banking" > "Services" > "Debit Card".
    • Choose "Set/Reset PIN".
    • Enter 4-digit PIN and confirm it.

    Thereafter, you will receive a confirmation message on your registered mobile that PIN has been successfully generated.

     

    Generation of Kotak Debit Card PIN through Net Banking

    If you are using net banking then you can generate or reset your debit card PIN by following steps.

    • Go to the Kotak Net Banking website and log in with your user name and password.
    • Click on “Account” > “Debit Card” > “Set Debit Card PIN”.
    • Select your debit card from drop-down menu and enter a new 4-digit PIN, Re-enter it and fill expiry date of debit card and confirm it.
    • After confirmation you will receive an OTP on your registered mobile number.
    • Enter the OTP to complete the process of PIN Generation.

     

    Generation of Kotak Mahindra Bank Debit Card PIN via SMS

    It is very easiest method to generate debit card pin through SMS by sending a simple SMS message from your registered mobile phone to 9971056767 or 5676788 in the following format.

    DEBITPIN <space> Last 4 digits of your debit card

    Example: DEBITPIN 1234

    After some time, you will receive message that your debit card PIN has been generated.

     

    Generate Kotak Mahindra Debit Card PIN via Website (Without Net Banking)

    If you have not started net banking yet, then you can generate debit card PIN from Kotak Bank official website by follow the following steps.

    • Visit www.kotak.com.
    • Select “Cards & Prepaid Services > Other Card Services>Generate PIN for cards” from Main Menu.
    • Select your card type – “Debit Card”
    • Choose your card type – Visa/RuPay, Master Card or Maestro.
    • Enter your card number, expiry date, and CVV.
    • Set your new 4-digit PIN and click Confirm.

    Thereafter you will see a message saying your PIN has been set successfully.

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