SBI Pulse Credit Card (with contactless technology) known for Health benefits & SBI provides a Noise ColorFit Pulse Smart Watch (worth Rs.4999) as a welcome gift with this card.
Along
with welcome benefits you can avail many benefits like reward points, insurance
cover etc. You can easily convert the transaction into EMI, which makes this
card attractive.
Not
only these, charges of this SBI Pulse
Credit Card are also very less. So, if you are looking to use a credit card
with less charges and also health benefits option then you must look once for
SBI Pulse Credit Card.
In
the following we have explain in details about Features and Benefits, Fees and Charges of SBI Pulse Credit Card:
What are the features / benefits of SBI Pulse Credit Card?
SBI Pulse Credit Card brings
a lot of benefits in the form of rewards, welcome benefits, health benefits
etc.
Let’s
look into the features of this card that helps to get the clarity regarding benefits of SBI Pulse Credit Card.
1. Welcome Benefits
SBI
Pulse Credit Card provides welcome benefits keeping in view the health of the
customers. SBI provides a Noise ColorFit Pulse Smart Watch (worth Rs.4999) as a
welcome gift only after the payment of joining fees (i.e. Rs.1499 + Taxes).
2. Reward Points
- 10 rewards points on every spent of Rs.100 by using this card for spent on (Pharmacy, Chemist, Movies, Dining).
- 2 reward points on every spent of Rs.100 on all other categories.
- It is to be noted that 4 reward points = 1 Rupee. These reward points can be redeeming.
3. Milestone Benefits
- SBI Pulse Credit Card brings the milestone benefits in the form of waive off your renewal fees (Rs.1499 + Taxes) by spending Rs.2 Lacs in a year by using this credit card.
- You can also get an e-voucher of Rs.1500 on spent of Rs.4 Lacs in the year by using SBI Pulse Credit Card.
4. Health Benefits
SBI
Pulse Credit Card known for its specialty that it introduces keeping in view of
health. So this card mainly focuses on providing health benefits in the form
of:
- Free membership of FitPass Pro and Netmeds First for 1 year on payment of card renewal and minimum one retail transaction
5. Insurance Cover Benefits
Insurance
benefits are also one of the best features which make SBI Pulse Credit Card
more attractive for the users.
- This card provides insurance cover of Rs. 1 Lac against fraud liability.
- Air Accident cover is also available for Rs.50 Lacs.
- Apart from the above you will get:
- Loss of Check in baggage up to RS.72000
- Delay of check in baggage Rs.7500
- Loss of travel documents cover of Rs.12500
- Baggage damage covers of Rs.5000.
6. Waive of Fuel Surcharge
SBI
Pulse Credit Card provides 1% waive of fuel surcharge but the maximum waiver
you can avail is Rs.250 per month. Transaction should be between Rs.500 to Rs.
4000 for availing this benefit.
7. Flexipay Facility
The
most beneficial benefit of this card is that it provides you the facility of
converting your transactions into easy monthly installments.
So,
if you are making a transaction of minimum of Rs.2500 by using SBI Pulse Credit
Card then you can convert the same transaction into EMI but it should be within
30 days of the transaction taken. To avail the flexipay facility you can apply
online by visiting SBI website or can reach the nearest branch.
8. Airport Lounge- Free Access
On
this SBI Pulse Credit Card you will get & complimentary access to airport
lounges in a year but maximum cap is 2 visits per quarter.
9. Easy Money Option
You
can also avail facilities of easy money (like. cheque or draft against credit
card limit) for a short period at a low rate of interest. You can avail this
facility by visiting SBI official website or visiting sbicard.com and avail the
easy money facility.
10. Other benefits
- Worldwide acceptance (card can be used over 24 million outlets worldwide)
- Provide various payment options like. Pay bill through NEFT, UPI, Paytm, Gpay, SBI yono app etc.
- You can also get an Add-on card.
- You can also take a balance transfer facility where the outstanding balance will convert into monthly EMI with lower rate of interest.
- It comes with contactless technology.
Also Read:
What are the Fees and Charges of SBI Pulse Credit Card?
Following
are the Fees and Charges of SBI Pulse Credit Card:
|
Fees
and Charges |
Amount
Rs. |
|
Annual charges ( Joining Fees) |
Rs.1499 + taxes |
|
Renewal charges |
Rs.1499
+ taxes |
|
Add on card charges |
NIL |
|
Cash advance charges / ATM withdrawal charges |
Higher
of the following: 2.5%
of transaction or Rs.500 |
|
Late Payment Charges |
Outstanding
Balance Below Rs.500 – NIL Between Rs.501 to Rs.1000 – Rs.400 Between Rs.1001 to Rs.10000 – Rs.750 Between Rs.10001 to Rs.25000 – Rs.950 Between Rs.25001 to Rs.50000 – Rs.1100 Above Rs.50000 – Rs.1300 |
What are the eligibility criteria of SBI Pulse Credit Card?
SBI
has set some eligibility criteria for applying for an SBI Pulse Credit Card. So before applying this credit card you
should be ensure yourself that you are eligible or not considering the following
points:
- Both salaried and self-employed people can apply for this credit card.
- You should be a resident of India.
- You should attain the minimum age of 21 years and maximum age was set as 60 years.
- Bank will check your eligibility by considering your income as well.
Also Read:
How to apply for SBI Pulse Credit Card Online/ Offline?
SBI Pulse Credit Card can be
applied both online and offline. After checking your eligibility criteria you
can apply for this card.
For
applying online you can visit the website of SBI or you can go to the nearest
branch with required documents as mentioned below.
What are the
documents required for applying for an SBI Pulse Credit Card?
For
applying SBI Pulse Credit Card you
need to carry the following common documents:
- Identity Proof (PAN, Passport etc.)
- Address Proof (Aadhaar Card, Electricity Bill etc.)
- Passport size photograph
- Income Proof (ITR, Income statement etc.)
Above
are the common documents which are required for applying for an SBI Pulse
Credit Card. Apart from above documents an application form will be required to
fill.
Also Read: SBI BPCL Octane Credit Card Benefits & Charges – Review
Summary
SBI Pulse Credit Card (with contactless technology) is specially introduced with the inbuilt health benefits for the users. It has its own features and benefits. By checking its eligibility criteria you can apply this card both online / offline mode.