HDFC Millennia Credit Card Benefits & Fees –Review

HDFC Millennia Credit Card launched with many features for millennials.

It has many benefits like cash back 1% to 10% on offline and online transactions, waiver of renewal fees, reward points. It comes with contact less technology & its joining fees is Rs. 1000.

Here is the complete detail of HDFC Millennia Credit Card:

HDFC Millennia Credit Card - Key features

• Joining fees Rs.1000+GST
• Welcome gift of 1000 reward points
• Contact less technology
• Cash back ( Cash Point) 1% to 10% on transactions online and offline.
• 1 Cash Point = Rs.1

 

HDFC Millennia Credit Card - Fees & Charges

Particular	Fees & Charges
Joining Fees	Rs.1000+GST as applicable
Renewal Fees	Rs.1000+GST as applicable (Waiver, if you spent Rs.100000 in a year)
Cash withdrawal Fees	2.5% or Rs.500 (whichever is higher)

  

HDFC Millennia Credit Card – Benefits

Cash back benefits

Transaction	Cashback	Minimum Purchase
Other Spends - Like Gift or Prepaid Card Load & Voucher Purchase Transaction (Except Fuel, Wallet reloads / EMI / Govt. related transaction, / Rent Payment.)	1% or Rs.1000 per month	Rs. 100
Online Purchase (Amazon, BookMyShow, Flipcart, Myntra, Swiggy, Uber, Zamato, Sony LIV, Tata CLiQ, Cult.fit	5% or Rs.1000 per month	Rs. 2000
Spend Via Smartbuy / Payzapp	10% or Rs.1000 per month	Rs. 2000

Contact less payment

HDFC Millennia Credit Card comes with the contact less technology, Contact less technology means you do not need to enter PIN during offline purchase below Rs.5000 per transaction. Only you need to bring the card closer to the machine to scan.

 

HDFC Millennia Credit Card – Eligibility & Document Required

Particulars	Salaried Person	Self-Employed
Minimum age	21 years
Maximum age	40 years
Minimum Income	Rs. 35000 per month	Rs. 600000 per annum
Document Required	Proof of Identity Address Proof Income Proof (Salary Slip or Form 16)	Proof of Identity Address Proof Income Proof (ITR)

 

Conclusion

HDFC Millennia Credit Card is the best credit card for millennials. It comes with many benefits and its fees and charges are very low as compared to other credit cards.

Topics you may be interested:

• SBI International debit card (visa paywave / mastercard paypass)
• HDFC Times Titanium Credit Card Benefits – Review
• Section 80C Deduction: 9 Types of Tax Saving Investments
• Online SBI Insta Savings Account Features & Limitations